Question 1

Can foreigners buy real estate in Dubai?

Accepted Answer

Yes. Foreign nationals can buy freehold property in Dubai in designated freehold areas — Downtown Dubai, Dubai Marina, Palm Jumeirah, JVC, Business Bay, Dubai Hills Estate, Emaar Beachfront, Dubai Creek Harbour and many more. There is no residency requirement to buy.

Question 2

How can I get a UAE Golden Visa through real estate?

Accepted Answer

An AED 2,000,000 real-estate investment qualifies you for a 10-year renewable UAE Golden Visa. It applies to a single property or a combined portfolio (ready or off-plan with at least 50% paid). The Propertic structures the purchase to meet DLD requirements.

Question 3

What are current UAE mortgage rates for non-residents?

Accepted Answer

CBUAE tracks EIBOR-based mortgage rates monthly. As a non-resident you can typically borrow up to 50% LTV; residents can borrow up to 80% LTV on properties under AED 5M. Use our live mortgage calculator or book a consultation for a personalised rate.

Question 4

Should I buy off-plan or ready property in Dubai?

Accepted Answer

Off-plan usually offers lower entry price, developer payment plans and higher upside if the community appreciates before handover. Ready property gives immediate rental yield and no construction risk. We compare both against your budget, timeline and Golden Visa goal.

Question 5

Where should I invest in Dubai as a first-time buyer?

Accepted Answer

It depends on your budget and goal. Rental-yield hunters look at JVC, Dubai Sports City, Arjan and International City. Capital-appreciation investors focus on Emaar Beachfront, Dubai Creek Harbour, MBR City and Palm Jumeirah. Our Area Compare tool shows verified DLD numbers for 25 communities side-by-side.

Question 6

Is your market data verified?

Accepted Answer

Yes. Every number on The Propertic is sourced directly from the Dubai Land Department (DLD), Real Estate Regulatory Agency (RERA) and Central Bank of the UAE (CBUAE). We publish no listings, no projections and no scraped data — only verified authority figures.

Question 7

Do I pay any property tax or capital gains tax in Dubai?

Accepted Answer

No. The UAE levies zero annual property tax and zero capital gains tax on real estate. The only one-time cost is the 4% Dubai Land Department transfer fee at purchase. This is one of the reasons Dubai attracts high-net-worth investors from the UK, US, Europe, Russia, China, India and the wider GCC.

Question 8

Can international investors buy Dubai property remotely without visiting?

Accepted Answer

Yes. You can complete the entire purchase remotely with a Power of Attorney. The Propertic handles due diligence, DLD registration, developer negotiation, and payment coordination on your behalf. Many of our clients from London, New York, Zurich, Moscow, Mumbai, Singapore and Hong Kong close deals without ever flying in.

Question 9

What is the minimum budget to invest in Dubai real estate?

Accepted Answer

Studios in emerging communities like International City or Dubai South start around AED 400,000 (~USD 109,000). Mid-market 1-bed apartments in JVC, Arjan or Dubai Sports City start around AED 700,000. Premium communities (Downtown, Marina, Palm) start around AED 1.8M. The AED 2M threshold unlocks the 10-year Golden Visa.

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