See the real economics behind the price.
Enter your own numbers to calculate acquisition cost, yields, cash flow and scenario outcomes. Neutral math. Not a Propertic forecast, valuation or investment recommendation.
| Purchase price | AED 2,000,000 |
| Price / sqft | AED 1,667 |
| DLD fee | AED 80,000 |
| Broker fee | AED 40,000 |
| Other purchase costs | AED 40,000 |
| Total acquisition costs (fees only) | AED 160,000 |
| Total acquisition cost (price + fees) | AED 2,160,000 |
| Annual rent (entered) | AED 130,000 |
| Effective annual rent (after vacancy) | AED 130,000 |
| Annual operating costs | AED 20,000 |
| Net operating income | AED 110,000 |
| Down payment | AED 500,000 |
| Mortgage amount | AED 1,500,000 |
| Monthly payment | AED 7,835 |
| Annual debt service | AED 94,020 |
| Mortgage-related costs | AED 15,000 |
| Initial cash required | AED 675,000 |
| Cash | Mortgage | |
|---|---|---|
| Initial cash required | AED 2,160,000 | AED 675,000 |
| Annual debt service | AED 0 | AED 94,020 |
| Annual cash flow | AED 110,000 | AED 15,980 |
| Cash-on-cash % | 5.09% | 2.37% |
| Equity at horizon | AED 2,000,000 | AED 933,564 |
| Cumulative cash flow at horizon | AED 1,100,000 | AED 159,804 |
A mortgage can reduce the amount of cash required upfront, but the mortgage payments can also reduce or eliminate annual cash flow. The analyzer shows both scenarios so you can compare the effect of leverage. It never recommends one over the other.
| Yr | Scenario value | Annual rent | Annual opex | NOI | Debt service | Cash flow | Cum. cash flow | Remaining loan | Equity |
|---|---|---|---|---|---|---|---|---|---|
| 1 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 15,980 | 1,463,839 | 536,161 |
| 2 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 31,961 | 1,426,241 | 573,759 |
| 3 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 47,941 | 1,387,151 | 612,849 |
| 4 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 63,922 | 1,346,509 | 653,491 |
| 5 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 79,902 | 1,304,254 | 695,746 |
| 6 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 95,883 | 1,260,320 | 739,680 |
| 7 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 111,863 | 1,214,642 | 785,358 |
| 8 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 127,843 | 1,167,151 | 832,849 |
| 9 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 143,824 | 1,117,774 | 882,226 |
| 10 | 2,000,000 | 130,000 | 20,000 | 110,000 | 94,020 | 15,980 | 159,804 | 1,066,436 | 933,564 |
Propertic's Deal Analyzer provides mathematical calculations based on information and assumptions entered by you. Scenario projections are illustrative and are not forecasts, valuations, investment recommendations or guarantees of future performance. Actual costs, rental income, financing terms, property values and other outcomes may differ.
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Propertic's Deal Analyzer provides mathematical calculations based on information and assumptions entered by you. Scenario projections are illustrative and are not forecasts, valuations, investment recommendations or guarantees of future performance. Actual costs, rental income, financing terms, property values and other outcomes may differ.
