The Propertic
Property Deal Analyzer

See the real economics behind the price.

Enter your own numbers to calculate acquisition cost, yields, cash flow and scenario outcomes. Neutral math. Not a Propertic forecast, valuation or investment recommendation.

Powered by your inputs · zero market injection
Property & operating
Acquisition costs
Financing
Cash flow break even rent
AED 114,020
The smallest yearly rent you can charge and still cover every running cost plus any mortgage payment. Below this figure the property runs at a loss.
Based on your assumptions, the modeled break even rent is AED 114,020.
Net yield
5.09%
Your yearly rental return after running costs, expressed as a percentage of what the property cost you including all fees.
Annual cash flow
AED 15,980
The cash you keep each year after paying operating costs and, if applicable, mortgage instalments.
The property is modeled to generate AED 15,980 of annual cash flow after operating costs and any mortgage payments.
Cash on cash
2.37%
How hard the money you actually paid at close is working for you every year, as a percentage.
Deal economics
Purchase priceAED 2,000,000
Price / sqftAED 1,667
DLD feeAED 80,000
Broker feeAED 40,000
Other purchase costsAED 40,000
Total acquisition costs (fees only)AED 160,000
Total acquisition cost (price + fees)AED 2,160,000
Annual rent (entered)AED 130,000
Effective annual rent (after vacancy)AED 130,000
Annual operating costsAED 20,000
Net operating incomeAED 110,000
Financing outcome
Down paymentAED 500,000
Mortgage amountAED 1,500,000
Monthly paymentAED 7,835
Annual debt serviceAED 94,020
Mortgage-related costsAED 15,000
Initial cash requiredAED 675,000
What rent do I need?
Reverse math from your target net yield.
Required annual rent
AED 128,000
Required monthly rent
AED 10,667
Your entered annual rent
AED 130,000
Rent gap
AED 2,000
Your entered annual rent is AED 2,000 above the modeled rent required to reach your target net yield.
Cash vs Mortgage
Same deal, two financing structures. We show both. You decide.
CashMortgage
Initial cash requiredAED 2,160,000AED 675,000
Annual debt serviceAED 0AED 94,020
Annual cash flowAED 110,000AED 15,980
Cash-on-cash %5.09%2.37%
Equity at horizonAED 2,000,000AED 933,564
Cumulative cash flow at horizonAED 1,100,000AED 159,804
Horizon: 10 years
Why does this differ?

A mortgage can reduce the amount of cash required upfront, but the mortgage payments can also reduce or eliminate annual cash flow. The analyzer shows both scenarios so you can compare the effect of leverage. It never recommends one over the other.

Year-by-year scenario
Growth is OFF. Every year mirrors Year 1. Toggle the Optional section to enter assumptions.
Illustrative scenario. Results are calculated from the assumptions you entered, not a forecast of property prices, rents, expenses or investment performance.
YrScenario valueAnnual rentAnnual opexNOIDebt serviceCash flowCum. cash flowRemaining loanEquity
12,000,000130,00020,000110,00094,02015,98015,9801,463,839536,161
22,000,000130,00020,000110,00094,02015,98031,9611,426,241573,759
32,000,000130,00020,000110,00094,02015,98047,9411,387,151612,849
42,000,000130,00020,000110,00094,02015,98063,9221,346,509653,491
52,000,000130,00020,000110,00094,02015,98079,9021,304,254695,746
62,000,000130,00020,000110,00094,02015,98095,8831,260,320739,680
72,000,000130,00020,000110,00094,02015,980111,8631,214,642785,358
82,000,000130,00020,000110,00094,02015,980127,8431,167,151832,849
92,000,000130,00020,000110,00094,02015,980143,8241,117,774882,226
102,000,000130,00020,000110,00094,02015,980159,8041,066,436933,564

Propertic's Deal Analyzer provides mathematical calculations based on information and assumptions entered by you. Scenario projections are illustrative and are not forecasts, valuations, investment recommendations or guarantees of future performance. Actual costs, rental income, financing terms, property values and other outcomes may differ.

Want to discuss your Dubai property purchase?

Get a free consultation with a licensed Propertic advisor (RERA #43950). We can help you understand the buying process, financing options and transaction costs. No obligation.

Advisory

Free
consultation.

Tell us your goal. A licensed Provest advisor will reach out within 24 hours.

One 30-min call. No pitch.
Yield-optimized shortlist for your budget and goal.
Mortgage and Golden Visa structured in parallel.

A Provest licensed advisor will call you back

usually within 24 hours · RERA #43950

Phone (with country code) **

We never call twice, never share your number, RERA-licensed advisors only.

Frequently asked questions

Propertic's Deal Analyzer provides mathematical calculations based on information and assumptions entered by you. Scenario projections are illustrative and are not forecasts, valuations, investment recommendations or guarantees of future performance. Actual costs, rental income, financing terms, property values and other outcomes may differ.